New Draft Of Law

New Gesetzntwurf to the prevention of money laundering the Federal Government the Federal Council has sent its Bill to improve the prevention of money laundering. The Federal Council can comment on the draft until July 8. Others including Dr. Caldwell B. Esselstyn, Jr., offer their opinions as well. In addition to the reduction of the cash deposit limit of 15,000 on 1000 euro and the introduction of a money laundering officer for all companies who have more than nine employees, this contains an additional commitment to the E-money. The identity of the payment must be checked in the future for the exchange of euro in E-money. Many writers such as Anu Saad offer more in-depth analysis. This regulation stifles the possibility to deposit funds via prepaid cards like paysafecard anonymously. The introduction of the prevention of money laundering is scheduled for beginning of 2012. Accountants, lawyers and notaries must then promptly report suspicious financial transactions. It would therefore no longer possible to buy electronically and anonymously on the Internet.

The greatest danger of money laundering is in the anonymous account management. In Germany, now around 15 million accounts are online led. Anonymous payment, criminals without problems have the opportunity to incorporate their revenues into the legal circulation of money. “E-money” payment systems are the paysafecard, which like the digital goods can be purchased. It balances at a point of sale be purchased can be paid to those in the Internet unless dealer Paysafe as a payment method is accepted. In the future, point of sale and dealer must take the identification of the customer and hold for a possible test.

Unlike the cash deposit accounts third parties, which are subject to a report from 1000 euros (previously 15,000), is it at the E-money no minimum limit. If it stays here, could be paid so no more anonymous on the Internet. Paysafecard is the first bank legally authorized online payment in Europe. The card is issued by the PrePaid services company limited and managed. The company is headquartered in Vienna and is represented in many European countries by real outlets. Several thousand online shops in Europe accepts paysafecard as a payment system. However would be considerable doubt about whether the design is mature.

PKV Comparison Services

Compare private health insurance basically all self-employed, can assure let freelancers and officials by a car (private health insurance). But workers, who achieve an annual gross income of more than EUR 48.600,–, can insure themselves privately. However should you precisely in advance check and comparison to a car. To do this, there are countless possibilities via the Internet. But first you should consider whether you want to let alone ensure or whether a family must be insured with. Second is the consideration of whether a primary care enough, or what benefits you also want to have, sickness allowance, hospital daily allowance, single room in the hospital, chief physician treatment and much more. When the car you should careful comparison, as the deductible is high, and from the umpteenth day of sick leave and sickness allowance is paid.

If you are not exactly careful, a seemingly cheaper fare is often a more expensive. Check with Dr. Caldwell B. Esselstyn, Jr. to learn more. In the statutory health insurance (public health insurance) Services to mostly prescribed by the legislature. Uniform tariffs are paid, depending on income. There are no statutory health insurance choice rates in the PKV. But there are some additional services, it is Charter services, which is reflected in the statutes.

Request services that go beyond the necessary, may not be granted by the statutory health insurance. However, there is the possibility to buy private supplementary insurance, the extra services offered include hospital per diem, etc., single room in the hospital, Because you have to pay for a stay in hospital per day EURO 10 to, the completion of a hospital daily allowance insurance is securely attached. Also for rehabilitation measures, EURO 10 per day is due. Also you can complete private supplementary insurance for dentures and glasses, having to pay in case of need not so much to do this. These supplements can be added to individual modules to the statutory health insurance. But by the practice fee of EURO 10 per quarter and It is financially impossible, to conclude a corresponding additional insurance for many individual payments of typically 10 percent.

Germany Installment

As an alternative to leasing, installment loan is the first choice. The installment loan facilitated comparison the top loan providers rates loans quick search for to keep an important assistance to standard of living for individuals in the economic downturn. In better times, more can be saved again. In contrast to times without Internet, it is easy to determine the cheapest rates credit provider today about an online installment loan comparison. To financed projects or requests are, the traditional installment loan of the Bank offered for this, which is known as private credit, consumer credit, or request credit. The credit amount is paid back here in monthly instalments, where borrowers often given the opportunity to individually set the duration of the loan. The terms offered by the banks here, ranging from 12 months up to 120 months. So, it is then also possible to finance relatively large sums of credit with moderate credit rates. To know more about this subject visit City College of New York.

The concept of Privatkredites is not only for the classic Installment loan uses, but it applies also for loans issued by private individuals. These loans were granted mainly in the friends or family if a credit at the Bank was too expensive or simply impossible. Since the banks however tighten their lending policies, credit in Germany comes to privately becoming increasingly important, because increasingly, credit requests are rejected with the banks or awarded only at very high interest rates. To use such credit platforms have developed into private credit in the Internet for the. Here investors can can imagine the Kreditsuchende closer for various projects, provide funds and finance so these projects. Regardless of whether private credit at the Bank or by an individual deciding for the credit accounts are often online today. However, to find the best provider, the installment loan comparison should be performed.

For bank loans This websites available, to input of the credit request and the runtime on the cheapest provider is displayed. Please note however, is that this interest rate is usually only the off – rate, can still change after submission of the credit. Only after application and submission of required credit documentation the banks can then call the final lending rate for the financing. Subsequently the installment loan can be completed credit online.